Dear Charlotte – Stop Procrastinating and Avoid Foreclosure!
Posted: February 27, 2012 Filed under: Bank Owned Property Tips, Bank Owned Tips, Charlotte Bank Owned, Charlotte Foreclosures, Charlotte NC Distressed Properties, Charlotte Real Estate, Real Estate, TeamHolly-would.com Leave a comment »I know you are probably sick of hearing about foreclosures, but if you are scared and think you might be facing one, there may still be help.
Many people don’t want to face the fact that they really do not know what to do, even though the headlines are flooded with foreclosure news.
If you find yourself in this kind of situation, get help. Help can be free from a realtor and there are many certified to do so. As a certified distressed property expert, (CDPE) I have been trained to do just that. TeamHolly-would has been able to help clients avoid foreclosure in Charlotte, NC. One common characteristic I find among those families is fear and embarrassment over their situation, when there is no need.
Just this month I have received calls from people asking for help after the fact, after the notice of sale or the foreclosure! When I ask them if they had had the home for sale, they say no. I cringe because had they listed their home, possibly TeamHolly-would could have helped them avoid foreclosure.
TeamHolly-would has successfully completed short sales for clients of all income brackets. If you are in true hardship, TeamHolly-would can at least give you some options but do not wait to the last minute.
Once you have made the decision to move forward with a short sale, you will no longer spend hours chasing someone to speak with at the bank. No longer getting disconnected or re-routed. No longer answering 15 security questions and being asked to participate in a survey.
At least you will have made the decision to hire someone that has your best interests and someone who will handle the details for you. The commission is paid by the bank if the sale is approved.
Stop procrastinating and avoid foreclosure Charlotte, NC.
HollyHelps.com
Will The Real 1st Lien Holder Please Stand Up!?
Posted: February 13, 2012 Filed under: Bank Owned Property Tips, Charlotte Bank Owned, Charlotte Real Estate, Enjoy Your Coffee, Real Estate, TeamHolly-would.com | Tags: Avoiding Foreclosure, bank of america, bofa, charlotte nc area, hot mess, Short Sale, Short Sales, Stupid Banks Leave a comment »I have been negotiating a short sale here in the Charlotte, NC area since September of 2011, that’s over 4 months! The buyer has even come up in price to what the bank asked!
Now…..
Bank of America and BB&T cannot agree as to who has the 1st lien on a property! So they are declining the short sale offer that has been in negotiations for 4 months. Instead of working through this situation, BOFA has declined the short sale and is moving towards foreclosure.
It is frustrating to say the least. Many realtors work very long hours and for free and might I add with the hopes of saving a homeowner from a foreclosure. Once an agent is so involved with the short sale transaction, it becomes less about the commission and more about just getting a successful transaction.
There are many passionate realtors that do still care about the client. If only the employees at the banks felt the same. You see, the bank employee gets paid no matter what happens. They even get vacation time, sick days and I suppose a 401k with company matching. ( I am assuming this). They do not have a vested interest or care about the homeowner.
The amount of hours getting transferred to the wrong department, then getting disconnected to redial and start all over again are common for all of us and very exhausting. Then once you escalate the situation the manager is unavailable …meetings about the upcoming meetings or out of office for the next 10 days. It is just a hot mess!
I know I am venting a bit, but if you are reading this and agreeing, then just know you are not alone. More than half my business has been helping families avoid foreclosure.
It is very stressful, but I am trying to help as many families as possible.
www.HollyHelps.com or www.TeamHolly-would.com
